Servicing my Fiat Panda

Being Frugal – Servicing your car & fixing your car

Long time readers of my blog will know that I’ve been on a mission to save money & generally live a more frugal life. For a while life became very extravagant & very expensive. I’ve only just managed to correct a lot of the financial mistakes made during a foolish & stressful part of my life & I’m always looking at ways to save money.

A little over 3 years ago my beloved Land Rover developed a gearbox fault. It cost a lot of money to have repaired & the repair failed, so I ended up selling it for next to nothing. I then bought a sporty Mini Cooper S which cost me a fortune & after 6 months I sold it to buy a Mercedes estate. This cost even more money to run & maintain and after less than 18 months of owning 3 separate cars I was at a point that I could no longer afford to run a car (silly financial decisions & lots of expensive repairs). It was at this point we sold the Mercedes & used the money to start paying off debt. This would be the beginning of paying off almost ยฃ20k in unsecured debts. Read More....

A Year Without Spending – Day 13 – Almost Human

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Epson Recycling stuff arrived in the post
Epson Recycling stuff arrived in the post

Finally back to writing the blog, after what feels like a lifetime of sneezing and moaning and groaning. Things got so bad yesterday with the fever & temperature that I found myself in hospital (well the walk in centre) for an emergency appointment to find out what was kicking my ass. Apparently, after a pee test and various temperature measurements, it was decided that I’m suffering from a viral infection which cannot be treated directly. The order of the day is to stop myself overheating by keeping the layers of clothing off, and to take piles of paracetamol and ibuprofen to try and control the fever and aches. I must admit I feel a lot better than I did 24 hours ago. Read More....

A Year Without Spending – Day 9 – Home Entertainment

During this next year I'm determined not to buy books. I'm heading down to St. Helens library this week to re-activate my youth Library membership, in the hope that I can find stuff in there which is relevant and not out of date. We also have an abundance of books on our bookshelves as Vicki is a hard core readist (I would say reader, but she is a little more hardcore than a reader, so a new word has been coined to describe her). I'm going to raid the bookshelves for inspiration. I already have my eye on the copy of George Orwell's 1984, and may even give some of the Penguins Banned Books selection a go.

A Year Without Spending – Day 8 – Shoes & Views

One of my big worries for this year was running out of shoes. Seeing as though I'm a 25 year old guy, and I tend not to wear the type of shoes that can be easily repaied (I wear skate shoes as they are tough as old boots, but still look modern and young), so keeping my feet in shoes for the year was going to be a real headache. Repairing old shoes is out of the question, and sourcing cast offs from family and friends would be almost impossible as nobody I know is a size 10.

3 Books on Frugality to start the New Year

My Latest Books
My Latest Books

Well at last my three New Years purchases arrived. I ordered these around a week ago from Amazon to start the new year off right. Vicki & I have been talking for ages about consumerism and how we feel we have been sucked into the whole “I buy to feel happy” movement. What withย  the impending Financial meltdown, and the fact we are now home workers, it only seems right that we take the time to learn how to avoid consumerism. Don’t get me wrong, this isn’t a rant about capitalism, after all our economy is built on capitalism. it is however an effort to cut out frivolous spending and to enjoy the things we do get. Read More....